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The Effects of Competition in Consumer Credit Markets

The Effects of Competition in Consumer Credit Markets

https://devfeature-collection.sl.nsw.gov.au/record/TN_cdi_crossref_primary_10_1093_rfs_hhaa035

The Effects of Competition in Consumer Credit Markets

About this item

Full title

The Effects of Competition in Consumer Credit Markets

Publisher

Oxford University Press

Journal title

The Review of financial studies, 2020-11, Vol.33 (11), p.5378-5415

Language

English

Formats

Publication information

Publisher

Oxford University Press

More information

Scope and Contents

Contents

This paper finds that banks and nonbanks respond differently to increased competition in consumer credit markets. Increased competition and a greater threat of failure induces banks to specialize in relationship business lending, and surviving banks are more profitable. However, nonbanks change their credit policy when faced with more competition a...

Alternative Titles

Full title

The Effects of Competition in Consumer Credit Markets

Authors, Artists and Contributors

Identifiers

Primary Identifiers

Record Identifier

TN_cdi_crossref_primary_10_1093_rfs_hhaa035

Permalink

https://devfeature-collection.sl.nsw.gov.au/record/TN_cdi_crossref_primary_10_1093_rfs_hhaa035

Other Identifiers

ISSN

0893-9454

E-ISSN

1465-7368

DOI

10.1093/rfs/hhaa035

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