The Relationship Dilemma: Why Do Banks Differ in the Pace at Which They Adopt New Technology?
The Relationship Dilemma: Why Do Banks Differ in the Pace at Which They Adopt New Technology?
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Author / Creator
Publisher
Oxford University Press
Journal title
Language
English
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Publisher
Oxford University Press
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Contents
Abstract
India introduced credit scoring technology in 2007. We study its adoption by the two main types of banks operating there: new private banks (NPBs) and state-owned public sector banks (PSBs). Soon after the technology is introduced, NPBs start checking the credit scores of most borrowers before lending. PSBs do so equally quickly for new...
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Full title
The Relationship Dilemma: Why Do Banks Differ in the Pace at Which They Adopt New Technology?
Authors, Artists and Contributors
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Record Identifier
TN_cdi_crossref_primary_10_1093_rfs_hhab118
Permalink
https://devfeature-collection.sl.nsw.gov.au/record/TN_cdi_crossref_primary_10_1093_rfs_hhab118
Other Identifiers
ISSN
0893-9454
E-ISSN
1465-7368
DOI
10.1093/rfs/hhab118
